Financial Resolutions for the New Year 2025!

Dear Readers,
Wishes you all a very happy and Joyous New Year 2025!
May this year filled in endless joy and all blessings to you!
Every year, most of us will have many resolutions in life. 
Most of the time- it revolves around our health, wealth, practice and many others both in our personal front and professional fronts!
With the growing technological advancements and the emerging worldwide wars, geo-political tensions, I just put forth 5 simple financial goals for the year 2025!
1. Save More
Everyone is earning a lot. However, there are more number of spendings also. But, this year, try to save more from your income. Or, try multiple income streams. One/few/many income stream can leave for Savings. Also try to build so many skills to increase your income streams. 
2. Debt Free
The major one which hinders our happiness in debts in multiple ways. May it be the loans from Credit Cards, Personal Loans, Vehicle loans, Home Loans or any secured/unsecured loans- are slowly eating our income and it needs to be monitored properly. There are various ways to switch loans from higher interest to lower interest and to no interest and to no loans approach. Just aim to be debt free and try to have No more new loans during this year. 
3. Family Protection & Improvement
Spend quality time with family & friends and take constant efforts for family improvements and togetherness which the happiness is incomparable. Also plan proper insurance for health and emergency will safeguard our family in the most needed time as well. 
4. Emergency Fund 
Create an emergency fund at all time. Some may recommend/plan for 3 months/6 months salary. But be sure to have a emergency fund according to your need and family situation in need. 
5. Invest in various instruments:
The ordinary investments in traditional instruments in banks is not enough. Make sure that your return on investments beat the inflation which is high and will be growing in future too. So make sure that you prefer your investments in stock markets, gold, real estates and in crypto currencies. 
The Analysts are recommending that the following options as a standard one from our income that it should be less than 30%, 25-30% on savings and adequate insurances to meet out emergencies + a emergency fund of 6 months income. 
Have a fantastic year ahead of you in 2025 with financial freedom!
 
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