5 Ways To Live Like the Super Rich Even if You’re Middle Class

INTRODUCTION
Spending without a care in the world, treating yourself to small luxuries, affording five-star vacations — who doesn’t want to live like the super rich? While this may seem unattainable if you’re part of the middle class, it isn’t totally out of the question, according to some experts.

Leverage Credit Card Rewards
“As a finance expert, I advocate for leveraging credit card rewards to its fullest to enjoy luxurious travel experiences,” said Chang.

“For instance, by selecting a card that offers significant points on everyday purchases and has a large sign-up bonus, middle-class individuals can often score free or heavily discounted flights and hotel stays.”

Focus on Value or Quality Over Quantity
Another method for living like the super rich, according to Chang, is investing in high-quality, timeless pieces rather than constantly buying new items. “This is not only financially savvy but also emulates the rich’s approach to fashion — focusing on quality over quantity.”

Prioritize Getting Out of Debt
One way to live richly on a middle-class salary, according to director of operations at CreditDonkey, Ann Martin, is to prioritize getting out of debt.Although the short term process of eliminating your debt will feel anything but luxurious, arriving at (or near) Debt Zero will give you financial freedom you’ve never experienced,” she explained.
She added that committing to a mostly debt-free lifestyle will help this feeling last and provide options for building more wealth. “For example, you’ll be able to spend the money you’d typically devote to debt on pursuits such as saving for retirement or building passive income.”

Cut Back on Other Expenses in Your Budget
“If you are middle class, you are not going to be able to live entirely the same lifestyle as those who are rich,” said Carter Seuthe, CEO of Credit Summit Debt Consolidation. “But what you can do is find areas in your budget to cut back so that you can spend more on other categories.” Really, setting financial priorities can be the key here — saving money where you’re able can allow you to spend more on things you prioritize, like certain purchases or travel,” he highlighted. “Budgeting can really help with this when it comes to cutting back on certain expenses to allow for more spending in other areas.”

Cultivate a Rich Life Outside of Money
“It’s worth considering the rich in not just financial terms, but in quality of life,” Kojonen pointed out. “Some of my happiest clients aren’t those with the most in their retirement accounts, but those who’ve learned to derive great satisfaction from what they have.”