Big tax changes are coming, and if you’re not prepared, you could end up paying more than necessary.

Governments are adjusting tax brackets, deductions, and loopholes, with potential hikes on high earners, businesses, and investments.

The key? Maximize tax-advantaged accounts (401k, IRA, HSA), track deductions, and work with a tax pro to optimize your strategy.

If you're an investor or business owner, focus on legal tax shelters, entity structuring, and strategic write-offs.