Hitting $100,000 in net worth is a game-changer because that’s when compounding takes off.

The first $100K is the hardest: you’re building habits, saving aggressively, and grinding for growth. But once you hit six figures, your investments start working for you.

$100K grows to $216K in 10 years without adding a single dollar. Keep investing consistently, and your net worth snowballs.

The rich get richer because they let their money compound, so focus on hitting that first milestone.