10 Side Hustles To Help You Get Out Of Debt

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16 Jan 2024

Supplemenal income opportunities to help you reach your financial goals

We all have financial goals. Whether it’s paying off debt, saving up for a dream vacation, or building an emergency fund, a little extra cash can go a long way. As a designer engineer earning $25 an hour, I know the struggle. My student loans feel endless, and I dream of buying a home to start a family someday.
So I started exploring creative side hustles that leverage my skills and allow me to make money on my own terms. With some hustle (no pun intended!), I’ve earned thousands to put towards my goals. And you can too!
We strongly recommend that you check out our guide on how to take advantage of AI in today’s passive income economy.

Here are some of my favorite outside-the-box ideas for making extra cash:

1. Freelance Your Specialized Skills

Got an in-demand skill like engineering, marketing, or coding? Tap into the freelance economy to sell your services. Professional white-collar skills attract premium rates — often 2–3x your hourly salary.
With so many jobs going unfilled, companies hire freelancers to plug gaps. And professionals like us bring instant credibility. I make $1500+ building websites for small businesses in my free time. The flexibility is unbeatable too.

2. Become a Rideshare or Delivery Driver

Driving for Uber, Lyft, DoorDash, etc. provides an easy way to earn extra money when you have free time. You can drive as much or as little as you want.
When these companies first launched in my city, I scored $1000+ in sign-on bonuses for completing just a few rides. The influx of new drivers has lowered bonuses, but it can still be lucrative, especially if you strategize around peak times.

3. Monetize Your Photography Skills

Got an eye for photography? Market your services as a wedding, event, portrait, or real estate photographer. Or sell your work on stock image sites.
You can also leverage photo editing skills for freelance graphic design and social media support. Familiarity with programs like Photoshop, Lightroom, and Canva opens up opportunities.

4. Flip and Resell Items

Buy used goods from garage sales, thrift stores, or online listings, spruce them up, then resell for a profit on Facebook Marketplace, Craigslist, eBay, etc.
Focus on small items that are easy to store and ship like clothing, shoes, toys, electronics, and furniture. With some hunting, you can find treasures and double your money.

5. Offer Lessons or Tutoring

Share your expertise by tutoring K-12 and college students in academic subjects. Foreign language tutors are especially in demand.
You can also teach music lessons, athletic coaching, test prep, and more specialized skills like computer programming and software tutorials. Offer in-person or virtual sessions based on your schedule.

6. Walk Dogs, Pet Sit, or House Sit

If you love animals, pet care services are fun and lucrative. Apps like Rover and Wag connect you with pet owners in your area.
You can charge $25–30/hour for dog walking and easily clear $1000+ for longer pet sitting gigs. One friend of mine earns $130k+ solely by walking dogs for Manhattan professionals.

7. Become a Virtual Assistant

Help busy professionals and small business owners manage their workload. Offer social media management, email marketing, calendar management, data entry, customer service, and more.
No specialized degree required. You just need strong organization, communication skills, and tech proficiency. And the virtual nature means you can work from anywhere.

8. Rent Your Space on Airbnb

Turn your extra space into cash flow. Rent out a spare room or backyard cottage to vacationers in your area. Along with the money, you get to meet interesting travelers from around the world.
You set your own availability, rates, and house rules. Or if you travel frequently for work, rent your entire place while you’re away. Passive income without the hassle of being a full-time landlord.

9. Clean Homes, Offices, or Airbnbs

A flexible cleaning side hustle lets you work around your schedule. Apps like Handy, Takl, and Amazon Home Services connect independent cleaners with clients.
Or you can market directly to homeowners, offices, and Airbnb hosts who need recurring cleanings. Bring your own supplies or offer eco-friendly cleaning for a premium.

10. Run Local Errands and Tasks

Websites like TaskRabbit and Dolly let locals hire you for same-day errands and odd jobs. You can assemble furniture, mount TVs, grocery shop, wait in lines, pick up packages, and more.
It’s an easy way to earn extra money when you have spare time. The key is providing excellent customer service so you rack up 5-star reviews. This helps you get hired for more (and higher-paying) tasks.
As you can see, profitable side hustles come in all shapes and sizes. And they aren’t limited to young people either. Teachers, retirees, stay-at-home parents — anyone can leverage their skills, passions, and resources to earn supplemental income.
The most successful side hustlers tap into the booming freelance economy with professional services. But you can also get creative and provide unique offerings no one else is offering. Like the retired man in my neighborhood who earns $5k+ monthly just picking up bottles for recycling!
So don’t limit yourself. Identify needs in your community, research market rates, and fill gaps. Start small while keeping your full-time job, then scale up over time.
You can pay off debt, save up for family goals, or build long-term wealth with the power of side hustles. Now get out there, get creative, and get paid! The financial freedom you’ve been dreaming of is closer than you think.
We strongly recommend that you check out our guide on how to take advantage of AI in today’s passive income economy.

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